Providing personal online mortgage service since 1987, a California home loan specialist

Rand Miller

(800) 644-5363

"I really like the way I was treated by everyone involved in your business, both on the phone and in person."
L. McLaurin
Los Angeles, CA

"Thank you for helping to make our home buying process relatively easy and pleasant. We appreciated your patience and persistence. We would be pleased to recommend
you to others."
S & B Nixon
Los Angeles, CA

More Testimonials

A good mortgage broker can save you the hassle of shopping for a mortgage. With only one credit report, your loan file can be presented to many underwriters for approval.

Getting a low mortgage rate is easier when working with a mortgage broker, because they whop for the low interest rate for you.

A easy home loan is our no doc loan, we do not verify income or assets.

A no money down loan is similar to a veteran loan, they both allow a person to purchase a home with no downpayment.

A loan for a first time home buyer usually refers to a loan with either 3% down to no down payment.

The key to a good first time home buyer program is low cost with a low interest rate. The seller usually pays the most of the closing costs on a first time buyer purchase loan.

About RAND MILLER Mgr.

Rand L. Miller founded Atlantic Security Financial in 1991 as Managing Broker. He is a "hands-on manager" meaning that he prefers to work directly with his mortgage clients. Although he is supported by a skilled and experienced staff of processors, administrators and assistants, he prefers to personally help his clients evaluate the best loan programs that the mortgage industry offers.

Rand L. Miller has fine tuned his skills at providing a variety of specialized loan programs to include:

Rand L. Miller is known for providing his clients with low interest loan financing, making sure his clients enjoy the best rates that the mortgage industry offers. He studies the market daily, allowing his clients to lock-in their rates to protect them throughout the escrow period. He also studies the market to allow his clients to "float down" and enjoy lower rates if the market rates drop.

Although he greatly appreciates serving "Good Credit Clients" [they are 50% of his clientele] he regularly is referred clients by CPA's, Attorneys, and Financial Planners, who have sophisticated and difficult loan scenarios. His clients include CEO's of large corporations who are in need of sophisticated investment property financing and those affluent clients who have bad credit and are in need of a mortgage after bankruptcy. He is well versed in helping the self-employed as well as corporate officers with complex financial situations acquire real estate.

The All American First Time Home Buyer Program is of special interest to Rand, as it allows for the American Dream, helping more Americans own their homes. He will do his utmost to help First Time Home Buyers become home-owners, and he works with the most flexible loan underwriters who also have the same passion for First Time Home Buyers. As the years have passed he has continued to work on the cutting edge of technology providing online loan approvals to internet savvy home buyers, who appreciate his personal service and creative financing abilities.

He has been one of the front runners helping people buy real estate with 100% financing. These No Money Down programs are very flexible, allowing clients with good credit the opportunity to purchase a home with zero downpayment. When we say flexible, we mean also flexible enough to help those who have low credit scores of 580 and also those who don't want us to verify their income, that's right stated income 100% Zero Down financing. He has proven over the years that he will do whatever is necessary to help people become homeowners.

As a Veteran he has proven since 1987 that he is one of California's leading Veteran Lending Managers. He is devoted to helping veterans achieve their dream of owning a home. Daily he consults Veterans on how to finance real estate with the VA loan as well as all the other loan programs available to Veterans. His thick file of "thank you letters" and "letters of recommendation" from past clients speak volumes of the quality of service he offers his clients.

Rand Miller a California home loan mortgage broker providing va loan programsIf you are in need of a mortgage loan whether you are a seasoned investor or a first time home buyer, you will appreciate Rand L. Millers personal service and candid advice. You can count on him to give you straight answers to the tough questions regarding your real estate financing needs. Either email or call him today, or compete the Online Inquiry form he will respond with answers and solutions that you will appreciate.

Personal History

Rand Miller a California home loan mortgage broker providing va loan and veteran loan programsRand L. Miller began his career in Real Estate Finance in 1987 upon being honorably discharged from the U.S. Army. His military service of four years consisted of serving in the coveted 1/75th Airborne Ranger Battalion during 1983-85. During which he participated in the Battle of Grenada "Urgent Fury". His platoon participated in the fiercest fighting of that battle incurring the most casualties. Three of his special operation team members including his team leader and roommate were killed during the Battle. He was quickly promoted to Special Operations Gun Team Leader due to his determination, leadership ability and his "can do" hard work ethic.

After completing his two grueling years with the Rangers he was promoted to Sergeant and selected along with 6 other Rangers to develop the West Coast 7th Infantry Division Air Assault & Rappel Master Courses. During his remaining two years of service he trained over 5900 infantryman on Pathfinder, Air Assault, Rappel Master, and Light Infantry operations.

Rand L. Miller enjoys the outdoors, hiking, camping, fishing, mountain biking, and just about any kind of physical sport that will work up a sweat. He enjoys spending his weekends with his wife and five children.