Providing personal online mortgage service since 1987, a California home loan specialist

Rand Miller

(800) 644-5363

A No Money Down Home Loan requires a Lender that specializes in No Down, if you want a fast easy loan.

A Zero Down Mortgage loan can make the dream of buying a home possible.

If you want to buy a home with no money down, you should choose a mortgage company with no money down experience, years of experience.

A No Down Payment Home Loan can allow you to purchase a home without spending your retirement.

The Zero Down Payment Loan accomplishes the American Dream. It is the All American Home Loan.

The No Money Down Loan is a key First Time Home Buyer Program.

A bad credit home purchase loan should only be requested from a lender that specializes in the bad credit loan.

No Money Down Purchase Loan, Yes!

Need a Purchase Loan but you don't have a downpayment? Don't worry, if you don't have a downpayment or if you do have it, but don't want to spend it to purchase your home, that's ok with us. We have a wide variety of programs that require little to no downpayment. That's right Zero Downpayment. For 100% or 103% purchase money mortgage, let us help you compare the programs to determine which loan will save you the most money while you own your home.

There are many companies that offer Zero Down Loans but unfortunately not every companies rates are the same. In fact by choosing the wrong company to finance your home, you could possibly be forced to pay a payment that is $100-$200 more every month.

We have been working with the No Down Loan for years now. In fact we were one of the first companies who worked with the Zero Down Home Loan when it was just an experimental loan. We worked with it when it was still in it's test market phase.

We know which underwriters are offering the lowest interest rates. We monitor and study the market daily, determining which underwriters have the lowest rates and costs. Once we gather the typical loan application paperwork from our clients, we determine which of the best programs they qualify for, then present them with the best choices. We explain the details so they can make the best decision possible. We feel the more information you understand, the better your ability to make a wise decision.

Categories of Zero Down Loans:

Stated Income Loan with No Downpayment, is that possible? Yes, if you don't want to show us your income or can't, that's ok, even if you don't have a downpayment. This is where the trust factor is critical. This loan program is equivalent to the old days, when a person's word was good. If you said you were going to pay a person back, they felt confident that you would, because you said you would. With this loan we pretty much just shake your hand and give you the loan to buy your home, we trust that you will pay us back.

We offer a variety of loan programs that range from Stated Income [you just tell us your income and we accept it]. We also have a very low downpayment programs with the No Doc Loan feature [we don't include any verification of income or assets, that means no employer is listed and no bank accounts listed].

You will be surprised, the rates aren't bad, they're actually very good. Just complete our Online Application and let us help you qualify for the purchase of your home. Pre-Approval or Pre-Qualification is extremely important when purchasing a home, it not only helps in the negotiation process with the seller, but it can also eliminate problems with financing. The Pre-Approval process can answer most if not all of your finance related questions. The worst situation is when a person falls in love with a house, has their agent write an offer, the offer gets accepted, then finds out that they can't afford the house price. Get Pre-Approved today, our Online Application is quick and easy.