A Loan Now - Appy for a loan

Secure Online Inquiry Page

Depending on the type of loan that you need, Please select the appropriate Online Inquiry Form.. More...

Keep in mind, that all these forms are secure. Upon receiving your info, we will review the details and determine which program is best suited for your qualifications.

Whether you're buying a home or considering refinancing, you can count on us to give you straight answers to the tough questions regarding your real estate financing needs. Let us share our years of real estate finance experience with you. We have been helping homeowners since 1991.

Online Loan Application & Inquiry Forms:

Purchase Loan: Select
Refinance Loan: Select
Heloc or 2nd Mortgage: Select
Commercial Loan: Select
Rehab Loan: Select

Call or email if Questions?

Remember, we finance all types of real estate loans. If the loan you need is not listed above, pick any form and sumbit your request.you can include extra notes in the comment section.

We have been financing real estate since 1991. We look forward to financing your dreams and goals.

Niche and Specialty programs

We realize that not everyone has perfect credit or verifiable income and assets. That is why we go out of our way to make available a wide variety of programs to satisfy needs that the major banks aren't interested in satisfying.

If you have a special situation either call, email or submit your scenario through our secure online form. We look forward to helping you accomplish your real estate and finance dreams and goals.

stated income loans, hard money loans, commercial loans and more.

Testimonies

M. Cohen, Los Angeles, CA
I can't thank you enough really. You were incredibly helpful, always answered my questions promptly, and were easily accessible. In fact, Rand, your service was probably better than any service I've received by any individual representing a company in years. I don't know how you manage to do it... Keep up the good work, and expect to hear from me next time I need loan services. Thank you VERY much, Matt.
S & B Nixon, Los Angeles, CA
Thank you for helping to make our home buying process relatively easy and pleasant. We appreciated your patience and persistence. We would be pleased to recommend you to others.
S. Bender, Staatsburge, NY
The house is great!!! Todd and I are so happy!.. Thank you so much for all your help!
E. Hernandez, Commack, NY
I want to thank you for all the work you did to get me this loan. You were honest, upfront, and always responded back when I had questions. I will refer you when ever someone is seeking a loan.

Success Stories

True Story #1 - Richard was 3/4 complete with construction, but out of money.

He called us in a panic. The lender he was using ran out of while he was over half way through with the construction. He was stuck, his credit had become bad, so no other lender would help him... More...

We quickly reviewed his situation, he couldn't go full doc because he was a self employed contractor. His credit scores was 564. Fortunately he did have equity in the project. It was a spec house on 40 acres in Northern California, unfortunately it was rural. He tried many lenders but none would help him because, incomplete construction, stated income, 564 fico, rural, etc.

We issued him a $300,000 new 1st mortgage this loan was a 12 month term. That fixed his problem real quick. Upon receiving the money, he started back on the project, and now he is marketing the house to sell. He is also looking for his next project and knows where to get his financing.

True Story #2 - Chip was 3 weeks from Foreclosure Sale.

A bankruptcy attorney had recommended that Chip call us, to see if we would issue him a loan to bring his mortgage current and to give him extra cash-out to pay future mortgage payments and to consolidate some debts... More...

We reviewed his situation, he needed a Stated Income loan, his credit scores were 444, 469, 491, he did have equity for us to issue him a $100,000 Stop Foreclosure Loan, his loan to value would be 66%, he had about 14 collections and charge-offs on his credit, and he felt there was no hope, after being declined by 3 other mortgage companies.

We issued him a $100,000 2nd mortgage with a payment of $1000 per month, this loan was a 20 year loan, with only a 6 month prepayment penalty. Our goal was to issue him this Stop Foreclosure Loan, then after 6-9 months, after his credit would get cleaned up by CreditCleaners.Net then we would refinance this loan into a lower payment loan once his credit scores were improved to the 580 -620 range. He was happy we were able to help him avoid Foreclosure.

True Story #3 James wanted to refinance his Commercial Loan

His property manager called me and wanted to refinance the commercial loan to a lower payment and pull $200k cash-out. More...

His current payment was about $10,000 per month. After we studied the different loan options he chose a 7.125% 10yr fixed that rolls to an adjustable during the remaining 20yrs. Prior to closing I was able to get the underwriter to shave a little more off the rate so we funded at 6.875%.

His new monthly payment is $5100. This payment and new loan included giving him $200,000 in cashout to take care of property improvements and give him extra money to take care of some other matters. He was very happy.

True Story #4 - Emma wanted a cashout refi $500,000 Stated Income

She had a 2 unit that she occupied one of the units and rented the other. More...

She couldn't properly document her income so we went with a Stated Income refinance loan. Her credit scores weren't that bad at 637mid FICO score. She wanted a $510k loan with cashout to consolidate higher rate mortgages and bills.

Not a problem, she faxed us the required paperwork real quick [recent mortgage & insurance statements, property tax bill and signed loan disclosures]. We immediately started processing the loan.

Strengths/Weakneses: She had equity, but no cash reserves that we could properly document so we had to state her assets also. Stated Income and a credit score that was somewhat low. Fortunately the loan closed easily, so we helped her get her cashout refi with a good low 30 year fixed rate. She was happy.

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